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College Education vs Average Democratic Performance

Democrats do best in highly educated election districts and those with few people with college degrees. I think some of this is race based - some of the least educated election districts have a high percentage of African Americans and are dense urban areas in New York City. 

College Education vs Average Democratic Performance

Maintenance matters most

The cliche that got a lot of people mad at me at the end of 2022 was saying, โ€œyears donโ€™t really matter much, decades matter much moreโ€. To make people even madder at my, I pointed out years are only meaningful in how they contribute to the decade. A whole is the sum of itโ€™s parts. But thatโ€™s so true.

One thing Iโ€™m seeing over and over about healthy eating, itโ€™s much like investing and personal finance. Each little investment isnโ€™t that much in the grand scheme of things, you will never have a secure future or retirement with one investment. But over time, that buck or two here and there, every day adds up. Likewise, each calorie consumed adds on to the waistline, each unhealthy food eaten leads you closer and closer to an untimely death.

Future goals are big and distant, as they are the sum of so many parts. But each part is meaningful as it contributes to the future. Itโ€™s true that life is like a flywheel in an engine, an occasional misfire here and there wonโ€™t add up to much. But that should not be an excuse for operating an engine that is regularly misfiring, as damage accumulates. People often think itโ€™s okay to give excuses for occasional misdeeds or misfires โ€” that occasional slice of cake or cup of store bought coffeeโ€“ some liberties to lighten life up, but that is a dangerous practice.

There are things out of your control that you canโ€™t address โ€” like the a downturn in the market or that cup of coffee on the road you need to stay alert to drive home safely. Maybe you have to go out and have an unhealthy meal with some friends. But you should avoid incidental bad behaviors whenever possible. Misfiring in an engine is harmful, as it to your goals. Just because you can survive an occasional misfire, doesnโ€™t mean you should build into your life.

The best thing when it comes to self-improvement is automation. I have a set investment and savings plan, I rarely look at it or give it much thought. A few times a year, Iโ€™ll check on my net worth but normally the money comes out of my paycheck and is invested. Each morning I go for a walk at 6:15 AM and each evening at 7:00 PM, regardless of weather, because itโ€™s important to get my default 10,000 plus steps in. Likewise, I just make it the default option to buy healthier foods, and follow the one bowl or plate rule. As I donโ€™t eat out often at all, whatever I buy is what I end up eating. I continue to learn to be a better cook and eater, but itโ€™s not because I intend to be thinking about it non-stop, but because I want to make sensible defaults that make eating healthier the default option.

A lot of people think it takes willpower or effort to do the right thing. But thatโ€™s not the truth. If you want to do something, itโ€™s best to automate it and give it as little thought as possible. And just move forward.

DOGE is mostly a messaging scheme to legitimatize keeping the Trump tax cuts

Really itโ€™s thatโ€™s simple.

Most of the waste, fraud and abuse found by DOGE is simply things that current administration does not support or is contracts already expired or soon to be expired.

Truth is most things government does is legitimate, at least to the constituencies it benefits. People elect representatives to bring home the bacon, they want their communities and interests to be supported by their tax dollars. That only makes sense.

Does that mean the tax cuts should go away? No, not necessarily. We pay a lot in taxes and we should have a discussion about the scope and size of government. The defense and police establishment seems particularly bloated, having expanded enormously since the 1990s. We would do better if we reduced the number of laws needing enforcing, and help law enforcement find jobs in the private sector.

The government can tax less and provide less unnecessary enforcement.