It’s not all his fault for sure. President Biden can’t be blamed for the COVID-19 pandemic winding down. He can’t be blamed for people across the world getting sick, dying and missing work due to the pandemic, reducing the labor force and leading to global supply chain issues. He can’t be blamed for the quick economic recovery or Russia invading Ukraine.
But I do think that he isn’t completely blameless. You can be dealt a bad hand but also act in ways that make things worse.
The massive infrastructure and stimulus bills made people’s bank accounts flush and also filled – in some cases overflowed the coffers of state and local government. I’m not convinced that infrastructure money was really needed, as while some infrastructure is old and creaky it was getting patched and maintained enough to be functional. I fear a lot of that money will be wasted on patronage jobs and unneeded, oversized infrastructure that subsidizes sprawl. Bridges that could be repaired and maintained, thrown away and replaced.
People suffered during the pandemic and while those checks were nice, it’s not clear how necessary they were, especially in the later stages of the pandemic, especially as people stayed home and saved money they’d otherwise have spent. Again, I fear a lot of that money is being squandered on junk people buy online and then a few months later pay to cart off to the landfill.
At the same time it’s hard to approve of the US’ half hearted involvement in the Ukraine. Sanctioning Russia has only jacked up prices, while handing over the weapons to the Ukrainians has only made the conflict longer and bloodier. Maybe oil prices have come back down a bit but remain pretty high. To say nothing about the high prices at the grocery store. Should the world looked the other way when a murderous dictator invaded a bordering country and given him a free pass to invade other nations? I don’t know but I sure wish the US government could have been less involved and taken actions less harmful to Americans like avoiding sanctions that involve global markets for energy, natural resources and food.
Plus it seems like lately there has been a trend to creating new laws and regulations that raise the cost of doing business. None of the single regulations alone are that expensive but like most things with inflation, costs add up. People often under estimate how much inflation was driven by regulatory costs in the 1970s but a lot was. Clean air, safe and fair working conditions and better human health are laudable goals but they are not free and collectively add real costs. Some of these costs are addressed through innovation and process redesign but those things often take time to bring up to speed and can be very inflationary in the short term.
It seems like in the personal finance guru world there are two schools of thought:
A five dollar cup of coffee bought every week day adds up over a year and decades, money that could be better allocated towards saving and investing. In addition, it gets you in the habit of spending money that you don’t need to spend.
A five dollar cup of coffee doesn’t matter much, a $1,300 yearly purchase is pretty inconsequential and it gives you an allowance while focusing on cutting bigger costs.
I’m more inclined to agree with the former. But I don’t get much joy out of drinking coffee. I do drink a cup with breakfast but I’ve been trying to cut back and reuse grounds and reheat coffee whenever possible with higher coffee prices.
I guess if coffee really gives you pleasure but for me it’s more of just a drug, a crutch in the morning one that I could probably live without. But the thing is it’s not hard to make myself, I can compost the grounds and I reuse my mug and I have used the same camp stove top percolator for years.
I agree spend money on things you care about, but paper cups soon discarded and a hot cup of Joe isn’t on that list for me. And getting into the habit of being frugal on little things can add up and teach lessons on being frugal for the bigger things.
Geocoding Using NY Geocoder and Finding NY Political Districts Using R
I re-wrote my Python script for coding political districts in NY using R and the ArcGIS Feature Services containing the political districts. This is a much more elegant approach then using Python, as it is self-contained and geocodes 750 records at a time, so large files that contain more then 1,000 records can be used with this script to be geocoded. You could just modify this script for purposes of getting coordinates, and skip the section that figures out what district persons live in.
