A lot of advertising is popping up these days urging folks to buy various commodities to fight inflation. Sounds like a dumb idea as commodities are likely already overpriced and at some point in the future will come crashing back down.

While I wish now that I had bought more energy stock years ago, I stayed away from adding more due to the high level of dividend payments. Paying taxes on dividends you reinvest sucks. It’s just money out of your pocket to the tax department every four months that your not seeing until you cash out. My original idea was to hedge against inflation but I feel like it just makes you more vulnerable to the ups and downs of one sector rather than cheaper index funds.

Inflation is a problem it kind of bites. The markets are down although nothing like what they’ve been up the past ten years. A slight dip today shouldn’t take away from long term thinking. It’s sucks to look at your portfolio and think your spinning wheels, with values only increasing slightly over the past year even though the total number of shares actually is getting a boost due to the down markets.