The roads are covered with salt, and generally are real cold and nasty. We’ve readed yet another arctic blast that’s going to jack up heating bills again. At this point though, the days will not be as cold as January-December, and the cold doesn’t bother me as much, so I doubt the heating bill next month will be quite as high.

I delayed paying off my credit card until the end of the month to avoid getting dinged this month for a low bank balance as happened last month. Money is always tight after saving for retirement, my lift kit, and general savings. I’ve cut way back on gas expenses, but there is always bills for supplies, rent, and utilities. This is a three-paycheck month so hopefully I can dig myself out of the hole this month, and maybe even pay back the $200 I loaned myself in December, but hell I don’t know. It’s going to be tough.

Money is tough to manage, especially when there are so many damn things competing for it.