I never thought of myself as a particularly aggressive driver, but the one strike I seem to rack up the most is hard braking on my insurance app. I am sure that’s the most difficult one to avoid, as sometimes you need to stop hard in an emergency, but also I sometimes let my mind wander too much on the road, and don’t notice a stop sign or a changing light until I am well into the dilemma zone or too close to stop smoothly.

I really should be more concerned about that, as that was the kind of auto wreck I was in 10 years ago, probably caused by own hard braking. Even if I wasn’t ultimately judged at fault by the police, as the driver behind me was following too closely and not paying attention, clearly my quick stop to avoid merging traffic lead to the wreck.