Saving Money

Illuminati Dodge Ball – ANDY’S FORUM

Illuminati Dodge Ball – ANDY’S FORUM

The system is constantly conjuring up ways to nickel and dime you. Americans have become incredibly naïve, far too trusting of a system which proves over and over on a daily basis that it most definitely cannot be trusted. Conversely we have become far too cynical of the people, who do heroic things every day. We must reverse this dichotomy. Trust the people, do NOT trust the matrix. Be generous to friends, family, the people and the natural world, but learn to be stingy in your dealings with the system. This is another one of those dogmas which must be examined.

Americans are discovering frugality – Vox

Washing Ziplocs, eating bread crusts: Americans are discovering frugality – Vox

Frugality is a trait and a value as old as time, spiking in certain cultures and generations, living situations and individuals, out of both necessity and outlook. Behaving economically with money or resources has become both a rare virtue — on aspirational blogs like the Frugality or self-help tomes like Your Money or Your Life — and a cultural punchline, good for a joke about hoarders or one’s immigrant family, grandparents who lived through the Great Depression, or good old-fashioned tightwads. "What’s newer, in fact, is the idea that some items are immediately and obviously disposable"

What’s newer, in fact, is the past 70-ish years of American materialism, which birthed the idea that some items are immediately and obviously disposable, or that eating food that you bought and paid for, food made of food, is inherently strange. As a widespread attitude, it’s historically unusual and it may be, at least for now, fading.

Since quarantine started, following the spread of Covid-19, there has been a move away from this culture of waste. This new strain of frugality — call it the novel frugality — is defined by its attachment to this moment and its participants’ motivations. While it might mirror long-held practices (like not throwing away aluminum foil or consciously saving scraps of leftovers to make new meals), its impetus is slightly different.

How to Budget When You’re Broke

How to Budget When You’re Broke

It takes commitment and time, but you can learn to manage your money even when there's not much of it. Follow these steps to set up a budget if you're broke.

We've discussed how to create a basic, real-world budget, but that advice often doesn't apply when you're struggling to make ends meet. The basic ideas are the same, but your breakdown of spending is probably going to look a bit different, and everyone's situation is going to be unique to them. So here's what you need to do to get back on track.