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Lump-Sum Investing Is the Best Strategy, Except in This Market

Lump-Sum Investing Is the Best Strategy, Except in This Market

"The second choice always sounds the most appealing to investors, but as the old saying goes, β€œThe market can remain irrational longer than you can remain solvent.” Holding too much cash can become an addiction for investors who don’t have a plan for deploying capital because bear markets don’t operate on a set schedule. Although the lump-sum option has the highest probability of success, the third option offers the biggest payoff from both a psychological and a market perspective in the current environment."

April 11, 2018 5:53 pm Update

A few weeks ago I searched the NY Comptroller Thomas P. DiNapoli website for unclaimed funds. 💸It found some. I filled out a form online, no notary required. Today I open my mailbox and there is check from New York State for $160.📬 That’s awesome.

Definitely go visit the New York Comptroller’s website and request your unclaimed funds. At least for my $160💰 there was no paperwork required. 📑100% online.💻

http://www.osc.state.ny.us/ouf/

Here’s What Americans Would Sacrifice for a 10% Pay Raise | Money

Here’s What Americans Would Sacrifice for a 10% Pay Raise | Money

A simple 10% raise to forfeit voting rights for life doesn't seem like that good of a deal. If you make $50,000 a year, that's only a $5,000 a year raise before taxes, or maybe $150,000 over a thirty-year career (again before taxes). A life time after all is a long time.

That said, I would be willing to forfeit my voting rights if it meant that government was better operated on the basis of scientific knowledge without emotion and ideology. Too often public policy is done at the whim of the mob and special interests, not based on reasoned discussion or what the science says is the best course of action. Cutting out democracy in favor of technocracy could lead to better outcomes for society.