The system is constantly conjuring up ways to nickel and dime you. Americans have become incredibly naïve, far too trusting of a system which proves over and over on a daily basis that it most definitely cannot be trusted. Conversely we have become far too cynical of the people, who do heroic things every day. We must reverse this dichotomy. Trust the people, do NOT trust the matrix. Be generous to friends, family, the people and the natural world, but learn to be stingy in your dealings with the system. This is another one of those dogmas which must be examined.