Did you know a $5 dollar cup of coffee ☕ can actually cost $150?

If you are age 30, and buy a cup off coffee for $5 instead of buying an index fund that has a 9.8 percent return, the average of the S&P 500 over the past 90 years, and let it mature for 35 years, you would end up with about $150, which of course doesn’t include inflation or fees.

The point is every consumer item you buy, is essentially stealing from your future.

We all have to live, spend some money, get enjoyment out of today. But certainly something in a styrofoam or paper cup, that’s going to end up in a landfill or a fire shortly after use should be avoided, especially if you can make due without or find a less expensive option for enjoying today. I drink coffee, but I make it in my percolator pot, using my reusable mug.