It’s almost 2020. That scares me a little bit, as I am doing everything I can to save for retirement and my future, but it still seems like there isn’t that much money left over to increase my savings goals. Things are going well, but it’s still a big leap, with time closing in quickly.

If I retire at 55, that will be 2038, or only 19 years out which isn’t a lot of time. I could work full-time to 65, I guess, but I worry that I will have enough health to enjoy life beyond there. People do live in their 80s or beyond these days, but I know in many cases the final years aren’t that great. A good decade of retirement, with my land, though would be nice.

Even I don’t fully retire at age 55, I do hope to have my off-grid cabin and land at that point paid off – but I will still need money coming in from work and investing to pay for the things that are ongoing expenses.