Growing Older 📍

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6 Ways to Build a Roth Retirement Nest Egg

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6 Ways to Build a Roth Retirement Nest Egg

uilding up a Roth nest egg can pay off in spades for retirees. Money in a Roth IRA grows tax-free, and the account doesn’t have required minimum distributions—so you withdraw the money only when you need it. Withdrawals are also tax-free, so they don’t trigger other consequences. Roth withdrawals don’t count in the calculations for taxing Social Security benefits or determining Medicare premium surcharges, for instance. Roths “give retirees a lot of flexibility,” says Gil Charney, director of the Tax Institute at H&R Block, “and some control over their tax liability.”

But there isn’t just one route to getting money into a Roth. You can take a variety of paths to reach tax-free nirvana—some more well-known than others. We’ll provide you the map, so you can choose which routes might best serve your situation.

Do We Really Live Longer Than Our Ancestors?

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Do We Really Live Longer Than Our Ancestors?

This is a really good article about statistics.
 
People are living longer now on average -- not because medicine is doing all that much to prolong people at advanced age -- but because so many fewer children die from preventable diseases. If you die at age 5, you have a zero percent chance of making it to age 50.
 
And always, remember if you have made it 35 years old, you are much more likely to live to 50 years old, then if you currently are 18 years old. Time is a self-reinforcing, trends in motion tend to remain the same. Math and statistics is weird like that.

Playing with hair styles

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One of the great things about the Coronavirus PAUSE is it gives us all a chance to play with our hair styles without awkward changes being that apparent outside of zoom. I’m impressed how much side burns have grown in!

2020… The year of the geriatrics!

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2020… The year of the geriatrics!👴 👵

I don’t want to hate on old people too much but it’s telling when both of the major candidates for president are well in their 70s and the Coronavirus disease that has ground the economy and our lives to a halt primarily attacks the elderly. As cold as it might seem, the virus might be nature’s way of taking out the trash, even if it’s a rather indiscriminate on who gets culled.

American society has gotten long in the tooth, we need more young people with fresh new ideas, and for elderly to move out of center stage. It’s absurd that the next leader of the free world is likely to have grown up in the 1950s and 1960s. Old people should retire and enjoy their final years, and let young people have a chance at building a good life and realize that maybe their time has come to move on.

For too long human lifespans have been increasing to arguably excessive numbers of years, going forward we should settle on better quality but shorter lives with fewer work years and earlier retirements and more dynamicism in our country and our economy. If people could be content with fewer but better years than we all could be a lot more happy.