To assuage my guilt on spending so much on the lift kit on my truck, I, maxed out my Roth IRA today for 2014.

I had been contributing monthly but not the maximum. I had some money left over from the lift kit and figured I would not waste all of it on stupid shit like my truck.

My goal is to retire in 2050 at age 67. If my $5,500 investment for the year grows at the rate of the S&P 500 between 1980-2015, I will have $100,000 tax free just from 2014. I adjusted my budget to do that again in 2015 with automatic bi-weekly withdrawals.

If you can find a way to budget $460 a month or $115 a week between age 25-35, you’ll retire a millionaire. Save when your young.