When the Merry Go Round comes to an End. 🎠

I have this friend, I’ll call Mr. Negative Nancy, who constantly reminds me that the good times and the good money that is rolling in with my job may not last forever. I’m making good money these days, more than my parents and siblings ever made. But with these good wages comes some more risk.

Yet, I’m not one to foolishly spend those wages. I continue to live quite frugally, in the same apartment I’ve rented back when I made nearly three times less than I do today. I keep a decent reserve in case of emergency while also trying to live as close to paycheck to paycheck in an almost poverty like fashion to ensure no money is wasted.

At the same time, I try hard to always do my best at work and continuously keep learning new skills both at work and on my own time. I like to think every day could be my last and I seek to build a record of accomplishments and relationships with my peers that some day I could call on every day.

If the journey ends some time in the future, I am just grateful for what I have learned, earned, saved and invested. I can’t change the past but I can build upon the sound founds of all I’ve done. But I realize that tomorrow is not guaranteed – so I try to do my best to minimize the risk to my future and maximize my benefit to the agency.