Why not now? Asks the television commerical that they used to sell Hondas with, that I would watch at my grandfather’s house when I was young. I can tell you a good reason why not now. Good things happen to people who wait.

Waiting is not without risks. We all get older and there is a risk of health and injury, and sometimes opporunties pass by. But it’s often better to take you time and be calculating, allowing savings and interest to grow, and not be subject to the tyrancy of banks and paying them for the privilege of borrowing.