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Google Maps: Albany County Homeowners without a Mortgage [KML] [iframe] 

Map uploaded on April 19, 2016.

The highest percentage of homeowners in Albany County without a mortgage are in the most rural parts of the county, along with urban neighborhoods in the city.

Universe: Owner-occupied housing units
2010-2014 American Community Survey 5-Year Estimates

About NYS Census - Housing

Census maps of housing trends in NY State.

More maps, photos from NYS Census - Housing.