Growing Older

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Growing Older
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In My Apartment
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New Jersey
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Summer 2008
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Where I Grew Up
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Questions? Need an updated map? Email me andy@andyarthur.org.

To assuage my guilt on spending so much on the lift kit on my truck, I, maxed out my Roth IRA today for 2014.

I had been contributing monthly but not the maximum. I had some money left over from the lift kit and figured I would not waste all of it on stupid shit like my truck.

My goal is to retire in 2050 at age 67. If my $5,500 investment for the year grows at the rate of the S&P 500 between 1980-2015, I will have $100,000 tax free just from 2014. I adjusted my budget to do that again in 2015 with automatic bi-weekly withdrawals.

If you can find a way to budget $460 a month or $115 a week between age 25-35, you’ll retire a millionaire. Save when your young.

It annoys me to see articles describing a “15 year old” as a child. A “15 year old” is a person whose physical age is very close to “16 years old”, which we have decided is old enough to entrust driving 2-3 tons of steel at high-speeds down the highway, at legal speeds up to 65 miles per hour (or in excess of a mile per minute).

A single mistake or misjudgement by that “16 year old” driving can have deadly consequences to dozens of people, including permanently paralyzing themselves or others, including burning the skin off of whole portions of their body.

Some states allow even younger individuals to drive automobiles, and certainly younger individuals often operate farm tractors. It should also be noted in NY State, one can take the hunting safety course at age 11, and can hunt starting at age 12.